The first thing you need to do to prepare for old age is to make sure that you have a healthy enough lifestyle to actually achieve old age!
That said, you can probably never save too much for your retirement years. You should be investing in your employer?s 401(k) plan (preferably the Roth 401(k) if your employer has it), max out your IRA contributions and save, save, save. With the rising costs of health care, our future seniors could be in big financial trouble if they can?t afford decent health care. Do you realize that a nursing home costs between $5,000 ? $6,000 a month? Yikes!
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